[IxDA Discuss] General & Professional Liability Insurance

[Gretchen Anderson]

In my experience it's because they have a general stipulation for all
vendors. They want their contract manufacturers and window installers to
have it in case anything goes wrong. 

One other negotiation tactic: I've gotten around it by billing my work
as "marketing" since they generally don't carry this stipulation for
their ad agencies. 

That said, I've also had clients ask to be indemnified in case the
design sucked and no one bought the product. The Hartford agreed with me
that there isn't currently coverage for that type of event. New biz
oppty, anyone? ;) 

-----Original Message-----
From: discuss-bounces at lists.interactiondesigners.com
[mailto:discuss-bounces at lists.interactiondesigners.com] On Behalf Of
Robert Hoekman, Jr.
Sent: Monday, January 22, 2007 3:42 PM
To: leo.frishberg at exgate.tek.com
Cc: discuss at lists.interactiondesigners.com
Subject: Re: [IxDA Discuss] General & Professional Liability Insurance

Can I ask why companies would require this (insurance)? Sorry if this
seems naive, but I don't understand why this would be necessary.

-r-



On 1/22/07, leo.frishberg at exgate.tek.com <leo.frishberg at exgate.tek.com>
wrote:
>
> I second that emotion.
>
> My partners and I still remember with fond amusement our successful 
> negotiations with a large financial institution in striking all 
> hold-harmless clauses, putting code in escrow and other important 
> protections (for them) that made no sense for the deal we were putting

> together.
>
> Everything is up for negotiation - just do it up front and in good 
> faith.
>
> Leo
>
> -----Original Message-----
> From: discuss-bounces at lists.interactiondesigners.com
> [mailto:discuss-bounces at lists.interactiondesigners.com] On Behalf Of 
> Barbara Ballard
> Sent: Monday, January 22, 2007 1:12 PM
>
> In short, it pays to negotiate.
>
> --
> Barbara Ballard
>
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